Group Personal Accident insurance provides compensation for death or bodily injury caused by accidental, violent, external and visible means to any employee or members specified in the schedule. It covers the members anytime and anywhere in Nigeria. The above covers:
- Death: Whether it result from natural or accidental means, a lump sum
as specified in the schedule will be paid to the members’ beneficiaries.
- Permanent Disability: If any member becomes permanently disabled due to accidents, a lump sum as specified in the schedule will be paid to the member.
- Temporary Disability: A weekly sum insured can be paid to the member during the time he or she is out of work due to injury.
- Medical Expenses: If any member is hospitalized as a result of injuries or sickness caused by accident, a limit or certain percentage of the total emolument or as specified in the schedule will be paid to the employee.
