Owners of buildings or tenants can purchase this policy. This policy is designed to cover both building & the contents of private dwellings against risk of Fire & Special Perils, All Risks, Personal Liability against claims from visitors and third parties arising from the Insured’s negligence or omission, Burglary & Housebreaking or attempted threat, Public Liability & Personal Accident.
For a Homeowner: This insurance cover is designed to cover both building & the contents of private dwellings.
For a Tenant: This insurance cover is designed to cover only the contents of private dwellings.
Contents include: Furniture, household utensils, kitchen electrical goods, personal effects and valuables.